Investors: Risk & Disclosure

Trust Deed Investments are not insured by the FDIC or any other government agency. Additionally, DeBellis Financial Services, Inc., its principals and associates are not allowed to guarantee the success of the investments. The investments involve certain risks and are suitable only for persons of adequate means who anticipate no need for immediate liquidity

The value of the property is given by the appraiser reflecting his/her opinion of the value at a specific date. There is no assurance that the appraised value will reflect a fair market value, as general and local economic conditions may change.

The borrower’s ability to repay the loan will depend upon the borrower’s financial conditions which could change over time.

There are general risks associated with real estate investments including general or local economic conditions, neighborhood values, interest rates, real estate tax rates, the supply of and demand for properties of the type involved, the ability of the borrower to obtain necessary alternative financing, governmental rules and acts of nature.

Default by the borrower could interrupt your monthly payments. This will result in the initiation of the foreclosure process. In extreme cases, it may be possible for the investor to recover less than the original amount of your initial investment.

Investments offered through DFS are illiquid in nature, can be transferable (usually at a discount to the full amount of the note) and involve risk, including loss of principal.

All investments carry some type of risk. Money invested through DeBellis Financial Services, Inc. is not guaranteed to earn interest and is not insured. Past performance is not a guarantee of future results. Before investing, investors will be provided with applicable disclosure documents. Registered Investment Advisor and/or Mortgage broker fees will apply to all loans brokered by DeBellis Financial Services, Inc. unless stated otherwise.